A Frugal Christmas and a Debt Free New Year 2



Are you cutting back this Christmas?  Research by the Co-Operative Bank shows that a third of us are spending less this year than last year and nearly two thirds of us keeping our budget the same.

I am a great believer that in order to have a good christmas, you need to take a step back and realise that it isn’t about what you get it is about spending time with the ones you love and really enjoying spending time together.  We have had a fantastic advent, making, baking and just generally having fun together and I am so looking forward to spending some time with all my family over the next couple of weeks.

Looking at the infographic below as was shocked to find that I live in the region spending the most and just how much less we have spent.  This just goes to reinforce with me that you do not have to spend to find happiness.

2012 Christmas Infographic

A Frugal Christmas and a Debt Free New Year – An infographic by the team at The Co-operative Bank

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