10 Ways to Save Money Now 14

We could all do with a little extra money.  I for one am saving to have a new stairs and hall carpet fitted.  So here are 10 ways to save money now brought to you in conjunction with ClearScore.

10 Ways to Save Money Now

10 Ways to Save Money Now

Sometimes we need to make a first step in the right direction to get things moving,  But, as with most things, sometimes that very first step is the hardest part. So to kickstart that journey to financial independence here are ten ways that you can save money now.  None of these are life changing on their own, but they will help you make a start to saving money and they are all so incredibly simple that anyone can do them.

10 Ways to Save Money Now

10 Ways to Save Money Now

1.Move Bank Accounts – We did this at the end of last year.  We moved to an account that had a fee, but it has saved us so much more than the £10 we pay a month.  We have been able to cancel our roadside assistance, phone insurance cover and also our annual family travel insurance.  There are also accounts that offer incentives to move, so why not take a look and see if there is an account that is better suited for you.

2.  Price Check Everything – Seriously it only takes a couple of minutes, but before you spend check if you could buy it cheaper elsewhere.  For the weekly shop then check out MySupermarket.

3. Check for discount codes online – Again this takes a couple of minutes at the most and can save you 20% or more.  I just tend to put discount voucher code for ___________ in my search engine and check out what comes up.

4. Use a Money Back Site for Purchases.  Cashback sites such as Quidco and TopCashBack enable you to earn as you spend.  The amounts range from pennies for retail items to more than £100 for some mobile contracts.

5. Menu Plan and Write a Shopping List – Food waste is literally like throwing cash in the bin.  So make sure you menu plan, write a shopping list ad stick to it.  This will reduce your waste and save money. Wasting this food costs the average household £470 a year, rising to £700 for a family with children, the equivalent of around £60 a month.

6. Change your Credit Card – One in six families borrow nearly £700 (£685) each year to help cover festive expenses, with credit cards typically used to spread the cost of repayments across six months for average income earners.  Therefore, switching to a zero interest credit card can save you money.  However, you can only switch is you have a good credit score so make sure you head over to ClearScore.com for tips on how to improve your credit score.

7. Switch you Utilities – On average you can save £200 by switching your gas and electric to a cheaper supplier.  Don’t delay, check out how much you can save at USwitch or Compare the Market.

8. Ask for a Discount – Don’t be embarrassed, just do it.  I have learned from a master.  My FIL is a farmer and always asks for a discount.  he even manages to get them from big stores all the time!

9.Ditch the coffee of tea on the go.  Buy a reusable cup and make your own.  Seriously you can save a fortune this way.  I am not suggesting you swap that barista-grade coffee for instant coffee, but why not make some great coffee at home and swap it.  You will save enough to buy your own bean to cup machine in under half a year!

10. Reassess your TV package.  Do you watch all those channels?  Could it be cheaper?  Perhaps you can reduce your packages and swap to a streaming service.  Take a look at DisneyLife, not only does it have loads of Disney content, but you can also stream, Disney Junior, The Disney Channel and Disney XD via it meaning you can remove them from your TV package.

10 Ways to Save Money Now. Sometimes that very first step is the hardest part. So to kickstart your journey with these money saving tips.

Other Money Saving posts:

Why and how to use a cost comparison site

How to save as a non-saver

The Best Ways to Bag a Bargain Beauty Treatment

Keeping your children warm, without turning up the heating

5 great ways to lower your energy bills and save money

How to improve your credit rating

14 thoughts on “10 Ways to Save Money Now

  • Ness

    My husband gets quite impatient with me trying to find discount codes for everything we buy but he likes the money saved in the end!

  • Penny

    Really need to do nine, get a little flask, as much for the environment as the wallet. I took the kids to the park and ended up buying hot chocs, so expensive esp as they never finish them!

  • Susanna

    Great post thanks for the tips. I check for discount codes online and 9 out of 10 times I find one! We just got rid of Sky because no one was watching it! Everything is online now – especially for kids xx

  • Alan Hooper

    Frugal is my middle name and it really annoys my wife (Catherine). When I do the weekly shop I’ll compare the price per KG values. Sometime pre-packages carrots are cheaper than loose. Sometimes it’s the other way around. Sometimes its cheaper per ml to buy single bottle of pop, versus the wrapped bundle of 2!
    A long term one is to change your bulbs to LED bulbs, which will pay for themselves over time. It all adds up. Like your suggestion of Quidco. I’ve been a member for 7 years and over the years I’ve now added up £1300 worth of savings from all the bits and pieces. Which one of my sneaky ones is purchasing works items via Quidco. For example if I need some tools from screwfix. Or some office equipment.
    Then my other one that only sometimes works is eeking out the 7 day shop into 8 days. Can I last one more day on whats in the house? Really emptying the cupboards, fridge and freezer. If you do that 7 times in one year, that’s a weeks shopping offset.

  • Sonia

    That’s just reminded me that I need to change out utilities, we are paying way above what we could be! Great saving ideas Jen 🙂

  • Rosie Corriette

    Great tips – we have Disney Life and love it and now like you said, there is the option to watch Disney channel (plus it’s only £4.95 per month) I’m so tempted to cut our sky package right down.

  • asif badat

    Switching utility company has helped me save too. Recently sold my 4×4 BMW x3 and brought a Toyota Prius hybrid… help me save on road tax and petrol too 🙂

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