Savings, it isn’t an exciting word, especially when you are younger, but oh how I wished I had been a saver when I had more money to save! I have two boys and they are polar opposites when it comes to money. Maxi who has just turned eleven is a saver. He saves all his money, whereas Mini who is nine spends every single penny as soon as he gets it. It burns a hole in his pocket! One of the things I find the hardest as a mum is balancing everything. Trying to find the money to pay for everything we need and to save too.