budgeting

Keep It Classy – Frugalist Guide to Staying Fashionable on A Budget 1

 in budgeting / Finance  tagged budgeting / finance by

Any person can look his best without having to spend thousands on clothing. It all comes down to the strategy you have when it comes to clothes shopping. It is a general misconception that you have to earn a lot in order to look impeccable. On top of that, you don’t have to wear designer clothes to look classy and polished. Still, you can incorporate some new habits. Before we talk about that, note that your expectations should be realistic when your budget is limited. It’s true – you can stay fashionable on a budget, but it’s not as easy as it would be if you had a higher sum of more »

My top tips for Saving Money on your Shopping 5

 in budgeting / Money Savvy Kids / parenting by

Shopping, is it a necessary evil or something you enjoy? I have to admit that I LOVE to shop, but more than that, I love to shop well. I like to know that I have got the best deal I could but with two tween boys, most of my shopping is done online these days.  It is quicker, there are no boys moaning and I can compare prices and find the best deal for me.  So I have teamed up with MyVoucherCodes to share with you my top tips for saving money on your shopping as part of their #SavvySquad.

How to save as a non-saver 13

 in budgeting / money / money saving by

So last week I admitted that I am a terrible saver.  No that isn’t quite right, now I want to save, I just do not have the spare cash.  So I need to save smarter.  So I have been figuring our ways to save for non-savers.  In fact you would be surprised to know that in just one week I have already saved over £200.  Yes £200, so read on to find our more.

Save Energy by installing the right blinds 8

 in budgeting / house by

One of my big things for 2016 is trying to be as energy efficient as possible.  It bugs me when we spend money that we don’t need to.  This puts money in the energy companies pockets when it could be in mine!  This is one of the reasons that I am delighted to be part of the Institute of Inertia.  We have been currently looking at working our way through the Mad House and updating inefficient products and we have recently been considering blinds.

Did you know you can save up to 25% on your utilities and heating costs with this one simple home decor tip

A thrifty Mum 2

 in budgeting  tagged A thrity mum / budgeting / money saving by

I wanted to introduce you to my new website A Thrifty Mum. Being thrifty and frugal has become a way of life for me since resigning from work when I was expecting Mini. There is only fifteen months between my boys and I wanted to be able to spend their early years with them at home.

In order to be able to put this plan in to action and afford to be at home with them we relocated from Berkshire to our Native North East of England and I became a thrifty mum.

So to share with you my hints tips and tricks not only to save money, but to also make money, I have set up A Thrifty Mum. I am not alone in living frugally, so have teamed up with some fellow thrifty mums to bring you:

Budget Pouches and Cash Budgeting

 in budget pouches / budgeting / cash / frugal / mend and make do / sewing by

There has been a lot of murmuring in blog land recently on being thrifty, managing on one income and the mend and make do lifestyle. I thought I would add my penny’s worth, as we have been living as frugally as possible on one income for a number of reasons.  People who knew me from old are totally amazed to the change in me, but it is so worth making sacrifices and changes to spend this time with my boys.  So as they say mother is the necessity of invention!! One of our biggest changes has been moving from never carrying cash to using a cash only system for incidentals, fuel, more »