So last week I admitted that I am a terrible saver. No that isn’t quite right, now I want to save, I just do not have the spare cash. So I need to save smarter. So I have been figuring our ways to save for non-savers. In fact you would be surprised to know that in just one week I have already saved over £200. Yes £200, so read on to find our more.
Savings, it isn’t an exciting word, especially when you are younger, but oh how I wished I had been a saver when I had more money to save! I have two boys and they are polar opposites when it comes to money. Maxi who has just turned eleven is a saver. He saves all his money, whereas Mini who is nine spends every single penny as soon as he gets it. It burns a hole in his pocket! One of the things I find the hardest as a mum is balancing everything. Trying to find the money to pay for everything we need and to save too.
I know that Christmas can be an expensive time for a lot of people and we all can worry about how we will find the money that we need to spend. So the good folks at the Institute of Inertia asked me to put together my top six tips for being a savvy spender this Christmas. Before I go on to the fab tips, “what is the Institute of Inertia”? I hear you ask. Well it is a panel of experts and me and Ricky from Skint Dad, I wrote about them here.
I was asked if I would like to be part of a group called the Institute of Inertia. What? I hear you ask. The Institute of Inertia is a network of experts and academics (and me) working together to understand why we often don’t take quick and easy steps to make our finances healthier. The long-term aim is to help us all save wasted time and money.
Our energy bills are the second only to our mortgage, so it pays for me to work at ways to reduce them or at least keep them in check. But I don’t want to be the only one doing it, I also want to encourage the kids to work at reducing the bills and educate them as to why it is important that we save energy.
Did you realise that on average it costs £59 a year to run a tumble dryer? I didn’t, but itf you take a look at the Tesco Greener Living Quiz you will find out little nuggets of information like this and more. There is also a cool interactive house, which you can use to try and find ways of living a greener lifestyle whilst also saving money at the same time. You can save approximately £400 a year just by turning your heating thermostat down by one degree. So I thought it would be a great idea to put together a list of ecological things that we can use to lower more »