I have freely admitted that we have had to borrow money in the past and that using credit cards to pay the mortgage quickly spiraled and things could have got very messy, very fast. Vanquis are well aware that people do get into trouble and have set up a site to help with all those questions you might have and to give you practical debt advice and resources.
I know that it can be far too easy to bury your head in the sand and feel as though there is no where to go and nothing you can do, but actually taking control of your finances is incredibly empowering and can help you feel more in control of a difficult situation.
I know how hard it can be to manage money and finances in the current financial climate and talk a lot about saving money on my other blog A Thrifty Mum. But we really want to hear from you and I hope that together we can share some brilliant top tips that will help us all. Even though I often write about family money saving and management I still have a lot to learn and I love getting new tips and ideas.
So why not join me and Vanquis for the #SmartMoney twitter party on Wednesday 5 June at 7.30pm with you top tips for money management.