So over the coming weeks, I am going to be switching any bills that we do not already pay over to Direct Debit and I would love for you to join me and see just how easy it is.
I am all for making things easier and simpler and that is what paying by Direct Debit can do for you. As a busy mum of two boys finding time to manage household stuff is often the last thing on my agenda. Plus I would much rather do fun stuff than house admin!
I wish I had been taught how to budget and manage money when I was at school. I never really worried about my finances until I had children and we were trying to live on a smaller income! Now I try and make sure I have a handle on my money, rather than it having a handle on me!
First off, let’s start at the beginning – What is a Direct Debit? In a nutshell, a Direct Debit is an instruction from you to your bank or building society to pay another account on an agreed date. So I bet you are wondering how that can save you time, well quite simply you only have to set a Direct Debit up once and then you do not have to do it again. For people like me, it is great as I never get into trouble by paying bills late!
In addition to giving you more time to do the things you love, paying by Direct Debit can also save you money, which is a huge bonus.
The benefits of paying by Direct Debit:
- No more queuing in real life or virtually on the phone to pay bills.
- You only need to set up the Direct Debit once saving time for regular payments.
- You can use it to pay regular bills even if they are of different amounts.
- You can often get a discount on bills by paying Direct Debit.
- No more late payment fees.
- The Direct Debit Guarantee means that, in the unlikely event of an error in the payment of a Direct Debit, you’re entitled to a full refund from your bank or building society.
Let’s switch to Direct Debit together
So over the coming weeks, I am going to be switching any bills that we do not already pay over to Direct Debit and I would love for you to join me and see just how easy it is.
Fancy winning £10,000?
Even better once you have switched you can enter the Freedom Guaranteed prize draw to win £10,000.
We pay all our bills by direct debit – so much easier. I remember when I was in my 20’s I used to have to spend one evening a month sitting and writing cheques and mailing them! Seems so outdated now!
I try to pay all my regular bills by direct debit. I have always used it, as I have a hard time remembering things and I worry about forgetting an important bill!
It’s hard to do that here, but when we move back one day I will most definitely be switching and changing! Thanks Jen! 🙂
I pay the majority of our bills via direct debit. Much easier and I like not having to stand in long queues to pay at the counter
Budgeting is not my strong point but like you I am determined to work on it.
We pay everything by direct debit, it’s so convenient and saves visits to to the bank or time on the phone!
For me paying by direct debit is the only way to go. It saves me time and means I don’t miss anything. Also, I don’t have to think about it so it takes up less room in my head if that makes sense.
I pay for everything by direct debit or standing order as have a memory like a sieve
I am so forgetful so direct debits are a life saver!
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