Over the last month, I have been working on saving money and time by making sure my bills were being paid by Direct Debit. I want to share with you how getting your bills paid for by Direct Debit means you have more time for yourself (and the family)!
So I am going to admit that the majority of our bills were already being paid for by Direct Debit, including our gas, electricity, water and council tax. However, this month not only did we change our credit card, but we also switched our bank account.
I have to admit I was pretty anxious as to how everything would work, especially with our new bank account, but I needn’t have concerned myself. Using the Current Account Switch Service all of our payments in and out, including Direct Debits, automatically moved across to our new account. That was a real relief and better still I didn’t need to do anything.
Secondly, I made sure that we had a Direct Debit in place for our new credit card. I was really surprised that we could set up the Direct Debit online and didn’t need to post a form. I love the fact that we have a Direct Debit in place so that I never miss a payment if we use the card and at least the minimum allowance would be paid saving me from late payment fines.
So let’s talk about the time saved from doing boring old family admin. I have to admit I am a big fan of doing it once and doing it right and that is why Direct Debit works for me and my family. I know that next month I do not have to pay any of those bills manually that I have Direct Debits set up for. It also meant that I didn’t have to concern myself about any bills due when we went on our recent holiday to France and I could just enjoy the time with my family.
Let’s switch to Direct Debit together
Have I inspired you to switch over to Direct Debit yet? I would love for you to join me and see just how easy it is and how much time you can save.
Fancy winning £10,000?
Even better once you have switched you can enter the Freedom Guaranteed prize draw to win £10,000.
I’m always amazed to hear people say they haven’t switched to direct debit. I don’t have time to go to the bank regularly & I’d worry about missing a payment, but with DD that’s a thing of the past.
Having direct debits set up certainly makes family admin easier – we are all so busy these days, it’s easy to miss a payment otherwise!!
I recently had my card cloned and stopped. I had no idea I had so many regular monthly payments coming off it and it was a nightmare dealing with phone calls and emails saying my payment had been declined. If I’d had them all on direct debit it would have been none of that hassle.
I’ve got everything on DD – even my charity donations 😉
I used to be terrible with my finances and was always behind with bills, switching to direct debit was the best thing I did. I also switched bank accounts which I’d been terrified of doing for a real long time.
I am tempted to switch my accounts over as get frustrated with mine sometimes – changing all the DD’s sounded like a nightmare but this looks easy
I would totally forget to pay anything if it wasn’t for direct debit!!
You know, the least amount of errands I have to run the better 🙂 I love using Direct Debit. Great post!