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A Frugal Christmas and a Debt-Free New Year: Tips for Celebrating on a Budget

Are you cutting back this Christmas? Research by the Co-Operative Bank shows that a third of us are spending less this year than last year and nearly two thirds of us keeping our budget the same.

I am a great believer that in order to have a good christmas, you need to take a step back and realise that it isn’t about what you get it is about spending time with the ones you love and really enjoying spending time together. We have had a fantastic advent, making, baking and just generally having fun together and I am so looking forward to spending some time with all my family over the next couple of weeks.

Looking at the infographic below as was shocked to find that I live in the region spending the most and just how much less we have spent. This just goes to reinforce with me that you do not have to spend to find happiness.

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Some last minute christmas Gift ideas

If you are still wondering about what gifts to give people, then why not take a look at my last minute gift guide.

ATK All Terrain Kart – £175

Now I do not have a review for you on this as the weather has not been kind to us and we haven’t had time to really put it though it’s paces, so will be coming back to you in Spring with a full review What I will say is it is a great size for older children when they outgrow their other ride ons. It is aimed at 7 to 12 year olds and it is a perfect pitch. My boys are beside themselves to go on it for more than 5 minutes!

Sound Asleep Pillow – From £12

My boys love listening to music in bed and often go to sleep with either music on or listening to a story and with these fab pillows they can listen to MP3 players without having to use speakers or headphones. Mini’s has come in very handy to play his Relax Kids MP3’s which I swear by. You can see Miss Frugal using hers. The boys are younger, so I make sure that I put the music on for them.

LEGO Creationary – £20

We love LEGO. In a BIG way. We bought he boys this for last christmas and it has been one of our most played family games. We ALL love to play this together, even I can win at this. You choose a card and have to build what is on it and your team member has to guess what it is. The wonder of LEGO games is that you can change the rules to suit you, so we have timed races, who can built the best, build offs and lots of other games all from the one box. It is brill and I do not say that lightly.

Brabantia Tea41
I am a tea monster and I love this set from Brabantia as it is perfect for me during the day when I want a cup of tea, but do not want to make a pot as I am a tea leave user. It is also perfect for herbal teas and infusions such as mint tea. It contains everything you need to enjoy the perfect cup of tea. The tea buddy is so handy it attaches to the side of the cup and can be used to carry your biscuit, cake, chocolate or even put your used tea bag in (Yes I know not everyone uses leaves).

Some last minute christmas Gift ideas Read More »

Three Layer Peppermint Bark

Meanwhile, combine the dark chocolate, cream, and peppermint extract in a saucepan. Warm over -low heat, stirring frequently, until the mixture is just melted and smooth.
Cool to barely lukewarm, about 5 minutes and pour the dark chocolate mixture over the white chocolate rectangle.
Using a spatula chocolate in an even layer.
Chill until very cold , which is about 25 minutes.
Rewarm the remaining white chocolate over barely simmering water and then pour the white chocolate over the firm dark chocolate layer, using your spatula to spread it to cover.
Sprinkle with remaining crushed candy canes.

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York Christmas Market

As a family we love York. It is only an hours drive for us and somewhere that we enjoy visiting and browsing. This past weekend was St Nicholas Fayre in York, which is billed as one of the most popular Christmas markets in the UK, with thousands of visitors coming to York over the four-day event.

We hadn’t been to York for a while, so thought that we would try and do some Christmas shopping at the Fayre and gave both the boys their pocket money and we set off with a challenge to try and buy presents for my mother in law and farther in law.

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